Bill Olmsted

Since 1997, tens of thousands of customers have relied on Disability Quotes to help them secure the best possible personal disability insurance (DI) for themselves or their clients. Our focus on disability insurance products has helped make us one of the largest DI agencies for The Guardian Life Insurance Company of America.


To say that we specialize in disability insurance for physicians is an understatement, half of Guardian’s1 sales are to the medical community. The “Core” of the Provider Choice policy is a true own-occupation definition of total disability with language specifically for physicians built into the policy not available anywhere else. Guardian1 has been a top choice for personal disability insurance for doctors for several decades now, and we make the process of obtaining their high-end Provider Choice policy very convenient.

Why Doctors Choose Guardian Disability Insurance

Guardian rose in popularity in the medical community in the late 1990s because they were one of the last companies offering physicians a true own-occupation definition that protected you in your medical specialty. That has never changed with Guardian, and while years later other companies also offer that provision now, Guardian has that and so much more in their Provider Choice policy.

1Individual disability income products underwritten and issued by Berkshire Life Insurance Company of America (BLICOA), Pittsfield, MA. BLICOA is a wholly owned stock subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY. Product provisions and availability may vary by state.

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