First Western Trust Medical Loan

Enif Michael, NMLS #1754821

First Western Trust Medical Loan

  • Available to residents, fellows, and attending MD/DO’s, DDS’s, DMD’s, and CRNA’s
  • Can use future employment contract within 60-days of start date
  • 5/7/10 year ARM options
  • Primary residences and second homes 
  • Single-family, condominium’s, non-warrantable condominium’s, duplexes and triplexes 
  • Relationship rate discounts available
  • $600,00-$850,000 100% financing
  • $851,000-$1,000,000 95% financing
  • $1,000,001-$1,500,000 90% financing (exceptions considered for higher loan amounts)
  • Minimum FICO 720 (exceptions considered)
  • No mortgage insurance 
  • No escrow reserves required
  • Gift funds for down payment allowed

About Enif Michael, First Western Trust Medical Loan

I’m Enif Michael, an experienced Mortgage Loan Officer with a career spanning over 20 years in the financial industry, I bring a wealth of knowledge and expertise to help you achieve your dreams of homeownership.

With a deep-rooted passion for real estate and a commitment to providing innovative solutions, I am dedicated to making your homeownership dreams a reality. My approach is built on trust, understanding, and long-term relationships. I believe in taking the time to truly comprehend your individual needs and tailoring solutions that fit you perfectly.

As an active member with expertise in both the Eastern WA and Phoenix, Arizona communities, I have been involved in various volunteering efforts, fostering strong connections and a deep understanding of the local market. This active engagement has allowed me to build a loyal membership base who have come to rely on me as their trusted financial mortgage advisor.

As a 2021 and 2022 Top 1% Originator in Eastern WA ensuring an exceptional client experience from origination to close is my chief priority.

Reach out to me today, and let’s embark on this exciting journey together.

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