Fulton Doctor Mortgage Loan

Frank $ Kolencik, NMLS #210074 

Fulton Doctor Mortgage Loan Details

  • 100% financing up to $1,500,000
  • 95% financing up to $2,000,000
  • 90% financing for up to $3,000,000
  • No Mortgage Insurance (MI) required
  • Available terms 30yr, 15yr & 30yr amortization adjustable rate mortgages 15/1, 10/1, 7/1, 5/1 and 3/1
  • Available for MD, DO, DPM, DDS, DMD, PHARMD, VMD, Fellows, Residents and Interns
  • Close on your home 90 days prior to employment start date
  • Practicing Physicians must not be out of training for more than 15 years, except on a Relocation basis

Frank $ Kolencik has over 30 years’ experience in the mortgage services industry and is a Senior Loan Officer for Fulton Mortgage Company in Herndon Virginia, a division of Fulton Bank. He takes pride in helping his clients find the right mortgage solution. Frank $ specializes in:

  • Fulton Doctor Mortgage Loan for Medical Doctors & Physicians, including DO, DPM, DDS, DMD, VMD, PHARMD, VETD, Fellows and Residents
  • Construction-Perm and Renovation
  • First-Time Home-buyers
  • 2nd Homes
  • Investor loans


  • University of Maryland, College Park – Bachelor of Science (BS) College of Education
  • Unsung Hero and 4 Year Football Letterman for the Terrapins

Community Involvement:

  • Fair & Responsible Banking Team Member
  • Knights of Columbus
  • Chamber of Commerce
  • American Diabetes Association, Walk to Stop Diabetes
  • Qualified VIRGINIA Housing Development Authority Trainer
  • High School and Youth Football Coach

Fulton Mortgage Company is a division of Fulton Bank, N.A. Member FDIC. Subject to credit approval. Products and terms are subject to change. Adjustable rates are variable and subject to change at any time. Fulton Mortgage Company and Fulton Bank, N.A. are not affiliated with MD Preferred Services.

Fulton Bank, N.A. Member FDIC. Subject to credit approval.

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