Joseph Sauk, NMLS #589820

Sauk Mortgage Physician’s Loan Program
We want to take care of the people who help take care of us.

We offer a loan program for practicing and resident physicians and dentists with certain medical designations.

The Basics:

  • No income restrictions
  • 720 minimum credit score
  • Borrow up to $1.25M, based on credit worthiness and FICO
  • Purchase or refinance
  • Fixed or adjustable rates available

Up to 100% Financing

Borrowers can finance up to 100% for loan amounts $750,000 or less. Thinking bigger? We’ll go up to 90% on loans up to $1,250,000*. Not looking to purchase? We also offer rate and term refinance options.

No Private Mortgage Insurance (PMI) Required

The normal PMI requirement on mortgages with less than 20% down is waived through this program, even if your borrowers put nothing down!

*For qualifying credit scores. Eligibility requirements must be met. Designed for MD, DO, OD, DDS, DMD or DPM designations. Valid on 1-4 unit owner occupied residences only. Subject to program’s credit and underwriting approval, including debt income requirements and property appraisals. Escrow required. Payments into an escrow account may vary upon analysis. See bank for details. Other rates and terms are available. Minimum credit score required for program is 720 FICO.

About Joe Sauk, Sauk Mortgage

Joe Sauk has been originating mortgage loans since 1993. Licensed in both Ohio and Florida, Sauk Mortgage Group offers many mortgage programs including Physician, Conventional, Jumbo, FHA, and VA loans. Sauk Mortgage Group’s goal is to provide home loans to their clients. while providing them the lowest interest rates and closing costs available. Joe works to help borrowers overcome roadblocks that can arise while securing a loan. Call or email today to discuss your options with an experienced and trustworthy mortgage broker.

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