CONTACT INFORMATION:
[AK, AZ, CA, CO, HI, ID, MT, NM, NV, OR, TX, UT, WA, WY]
Joshua Womack
NMLS# 1023214
916-417-7133
joshua.womack@usbank.com
Click Here to Apply
[AL, AR, CT, DE, FL, GA, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NJ, NY, NC, ND, OH, OK, PA, RI, SC, SD, TN, VT, VA, WI]
Joe Nabedrick 
NMLS# 501945
612-730-8282
joseph.nabedrick@usbank.com
Click Here to Apply

US Bank Doctor Loan: A Specialized Mortgage Program for Medical Professionals

If you’re a physician looking for a home loan, the US Bank Doctor Loan program offers exclusive features tailored to your needs. Firstly, this nationwide program, available in all 50 states, provides attractive financing options for medical doctors (MD) and doctors of osteopathic medicine (DO).

Program Highlights:

  • Flexible down payment options: 5% down up to $1MM, 10% down up to $1.5MM, 15% down up to $2MM, and 25% down up to $2.5MM
  • No private mortgage insurance (PMI) required
  • Eligible properties: Single-family homes, condominiums, and townhomes
  • Loan options: 30-year fixed, 10/1 ARM, and 7/1 ARM
  • Gift funds accepted for 100% of the down payment
  • No seasoning requirements for employment or finances
  • Close within 6 months of starting your new position
  • $1,000 relationship credit toward closing costs

Additional Benefits of the US Bank Doctor Loan:

  • Reserve requirements: 3, 6, or 12 months’ reserves based on loan amount
  • Interest-only and lot/construction financing available for physicians
  • Eligibility: Out of residency within the last 10 years

At US Bank, our dedicated doctor loan officers specialize exclusively in working with medical professionals. Moreover, they are seasoned experts, battle-tested, and highly recommended by your peers for their exceptional service and understanding of the unique financial needs of doctors.

To learn more about the US Bank Doctor Loan program and how it can help you secure the perfect home, contact one of our specialized doctor loan officers today. Additionally, the contact information provided divides coverage between two loan officers based on state.

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