Residents, fellows, and attending physicians face unique challenges regarding debt and income when they begin their careers. Most young physicians enter the workforce with a pile of student loans and credit card debt from the high costs of obtaining their degree and training. However, unlike most professions, their first job typically pays very well and affords them the opportunity to reward themselves for years of hard work. The First Western Trust Medical Loan understands these unique situations and have created a solution, designed specifically to allow physicians, anesthetists, and dentists the opportunity to put zero or little down on a home purchase with flexible guidelines.